Waterfront and NO flood insurance due to elevation. An exceptional opportunity awaits with this unique waterfront property featuring two homes for the price of one and stunning views of the Toms River. This is the ultimate retreat for boating enthusiasts! The main home offers three spacious bedrooms, plenty of closets, two bathrooms, and a loft that's perfect for a home office or additional living space. The recently updated eat-in kitchen, complete with granite countertops, a dishwasher, and a microwave. The kitchen and dining area flows seamlessly to a large deck where you can take in breathtaking river views, creating the ideal spot for outdoor dining or relaxation. Lower level offers great entertaining space with another refrigerator, sink and bath, Bulkheaded and dock!